Debit cards allow consumers to make convenient transactions with funds from their checking account. Debit cards are often provided when you open an account at a bank, credit union, or financial institution. There might be some cases in which to get a debit card you have to request one yourself. You may also follow some of the same options if you need to request a replacement for a damaged or lost debit card. Before committing to opening a bank account and getting a debit card, be sure to consider the monthly service fees that may apply to your checking account.
Before you can use a debit card, you may have to set a PIN (Personalized Identification Number) and activate the card by calling the bank’s customer service number, using an ATM, or by confirming receipt through your bank account’s website or mobile app.
Once you are approved for a checking account the debit card is often provided to you. If one is not automatically provided, you can apply for a debit card online or through your bank's customer service department.
Before you can use your new debit card, you'll need to activate it by calling the number on the back of the card or by using your PIN at an ATM. If this feature is available to you, you may be able to confirm receipt of your debit card and activate it through your bank account’s mobile app.
Once your checking account is opened you can get a debit card. There are a few documents you will need to open a checking account online or in person. Banks and other financial institutions may have different debit card application requirements. If you are a U.S. citizen or non-U.S. citizen residing in the U.S., here’s a list of a few documents you may need to apply for a debit card. However, check with your financial institution to determine what documents you will need. Documents needed for a debit card application may include:
You may open a bank account through some of the following steps:
